The checking account you need. The financial partner you want.
Our accounts are tailored to meet you where you are in your financial life today and support you for years to come.
Personal Checking Account Comparison Chart
|
The Frost Personal Account |
The Frost Plus Account |
The Frost Premium Account |
|
|---|---|---|---|
| Monthly service charge and options to waive |
$8 waived with:
|
$15 waived with:
|
$30 waived with:
|
| Earns Interest | Yes, if daily balance is $5,000 or more** | Yes | Yes |
| Supplemental accounts with no monthly service charge | None | Unlimited Personal Savings accounts | Unlimited Personal Checking, Savings and Money Market accounts |
| Frost fee for using a non-Frost ATM |
$2 |
No fee The ATM owner may charge additional fees, which will be refunded up to $5 per statement cycle. |
No fee The ATM owner may charge additional fees, which will be refunded up to $15 per statement cycle. |
| Other fees | Standard fees apply |
No fee for:
|
No fee for:
|
*Direct deposits may include paychecks, pensions, Social Security or other monthly deposits through the ACH system
**Debit Card credits include non-Zelle P2P transactions such as Venmo, Cash App, PayPal, and Apple Cash.
***The average daily balance is calculated by adding the principal for each day of the period and dividing that figure by the number of days in the period.
****Personal deposit account, including checking, savings, money market, CD and IRAs. Qualifying investment and trust accounts are offered through Frost Brokerage Services, Inc., Member FINRA/SIPC, Frost Investment Services LLC, a registered investment adviser, and Frost Wealth Advisors, and include personal accounts, 529 plans, and revocable personal trust accounts. Retirement and employee benefit plan investment accounts do not qualify.