Business Banking / Business Savings Options

Savings accounts that always put your best interest first

Build your balance – and your bottom line. Whether you’re saving for today’s needs or tomorrow’s opportunities, we’ll ensure your money works just as hard as you do for your business.

Image of smiling man
Save the same way you do business

Focused on growth? Our accounts share the same mindset. Earn a great return on what you put away — and let’s turn your plans into milestones.

Take funds further with higher rates
Here at Frost, we’re committed to higher rates. Because a true partnership means being part of your success. See just how we stack up to other banks.
FROST
Annual Percentage Yield (APY)
 BANK OF AMERICA
Annual Percentage Yield (APY)
 CHASE
Annual Percentage Yield (APY)
 WELLS FARGO
Annual Percentage Yield (APY)
$0-14,999.99
0.30%
0.01%
0.01%
0.01%

Data for Frost Bank provided by Frost Bank
All Bank of America, Chase, and Wells Fargo rate data shown for an equivalent account of $1-$25,000
Frost Annual Percentage Yield effective as of 12/24/2024. Fees could reduce the earnings on the account.
The interest rate and annual percentage yield may change at any time at our discretion.
Data for Bank of America, Chase, and Wells Fargo provided by:

Information effective 12/18/2024

FROST
Annual Percentage Yield (APY)
 BANK OF AMERICA
Annual Percentage Yield (APY)
 CHASE
Annual Percentage Yield (APY)
 WELLS FARGO
Annual Percentage Yield (APY)
$0.00 - $24,999.99
1.00%
0.01%
0.01%
0.01%
$25,000 - $49,999.99
1.00%
0.01%
0.01%
0.01%
$50,000 - $99,999.99
1.20%
0.01%
0.01%
0.01%
$100,000 - $249,999.99
1.30%
0.01%
0.01%
0.01%
$250,000 - $999,999.99
1.40%
0.01%
0.01%
0.01%
$1,000,000 - $2,499,999.99
1.70%
0.01%
0.01%
0.01%
$2,500,000 - $9,999,999.99
1.80%
0.01%
0.01%
0.01%
$10,000,000 - $19,999,999.99
1.80%
0.01%
0.01%
0.01%
$20,000,000 and Over
1.80%
0.01%
0.01%
0.01%

The interest rate and Annual Percentage Yield may change at any time at our discretion. Data for Frost Bank provided by Frost Bank Frost Annual Percentage Yield effective as of 12/24/2024. Fees could reduce the earnings on the account. Data for Bank of America, Chase, and Wells Fargo provided by:

Information effective 12/18/2024

FROST
Annual Percentage Yield (APY)
 BANK OF AMERICA
Annual Percentage Yield (APY)
 CHASE
Annual Percentage Yield (APY)
 WELLS FARGO
Annual Percentage Yield (APY)
$0.00 - $24,999.99
1.55%
0.04%
0.02%
0.05%
$25,000 - $49,999.99
1.55%
0.04%
0.02%
0.05%
$50,000 - $99,999.99
1.60%
0.04%
0.02%
0.05%
$100,000 - $249,999.99
1.70%
0.04%
0.02%
0.05%
$250,000 - $999,999.99
1.87%
0.04%
0.02%
0.05%
$1,000,000 - $2,499,999.99
2.65%
0.04%
0.02%
0.05%
$2,500,000 - $9,999,999.99
2.80%
0.04%
0.02%
0.05%
$10,000,000 - $19,999,999.99
2.95%
0.04%
0.02%
0.05%
$20,000,000 and Over
3.15%
0.04%
0.02%
0.05%

Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 12/24/2024. Fees could reduce the earnings on the account.
Data for Bank of America, Chase, and Wells Fargo provided by:

Information effective 12/18/2024

FROST
Annual Percentage Yield (APY)
 BANK OF AMERICA
Annual Percentage Yield (APY)
 CHASE
Annual Percentage Yield (APY)
 WELLS FARGO
Annual Percentage Yield (APY)
$1,000 to $99,999.99
3.60%
90 Day
4.00%
90 Day
3.50%
90 Day
2.01%
90 Day
3.20%
180 Day
0.03%
180 Day
1.50%
180 Day
2.01%
180 Day
2.95%
12 Month
0.03%
12 Month
3.00%
12 Month
2.76%
12 Month
2.70%
24 Month
0.03%
24 Month
2.00%
24 Month
2.27%
24 Month
$100,000 and over
1.70%
14 Day
0.03%
14 Day
0.02%
14 Day
not offered
14 Day
1.80%
30 Day
0.03%
30 Day
0.02%
30 Day
not offered
30 Day
1.85%
60 Day
0.03%
60 Day
1.75%
60 Day
not offered
60 Day
4.05%
90 Day
4.00%
90 Day
4.00%
90 Day
2.01%
90 Day
3.70%
180 Day
0.03%
180 Day
1.50%
180 Day
2.01%
180 Day
3.40%
12 Month
0.03%
12 Month
3.25%
12 Month
3.26%
12 Month
3.25%
24 Month
0.03%
24 Month
2.00%
24 Month
2.76%
24 Month
$500,000 and over
4.20%*
90 Day
$500,000+
4.00%
90 Day
$500,000+
4.00%
90 Day
$500,000+
2.01%
90 Day
$500,000+

*This rate is available to new CDs opened during the promotion. CDs opened prior to 5/1/2023 that are up for renewal during the promotion period are not eligible to receive this special rate.
Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 12/24/2024. Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal.
Data for Bank of America, Chase, and Wells Fargo provided by:

Information effective 12/18/2024

Experience the Frost difference

At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.

Real human support
Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (800) 513-7678.
Easy access to your money
Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County.
Providing peace of mind
Our technology and security tools like freezing your card in the Frost App or customizing Debit Card Alerts are designed to help you feel more in control of your own money.

Bank wherever your business takes you

Our top-rated app offers all the tools you need to do business anywhere.

  • Make deposits and payments in the office or on the road
  • Stay up to date on all your company finances
Explore the Frost App

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Small business
No matter the size of your business, you get the personal attention you deserve at Frost.
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Business checking accounts
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Treasury management
Improve cash flow, lower costs, and simplify accounting with Frost's Treasury Management services.
Learn more about treasury management services

We’re here to guide you

If you’d like to talk through the options, a Frost Banker is just a phone call away.