Savings accounts that always put your best interest first
Build your balance – and your bottom line. Whether you’re saving for today’s needs or tomorrow’s opportunities, we’ll ensure your money works just as hard as you do for your business.
Save the same way you do business
Focused on growth? Our accounts share the same mindset. Earn a great return on what you put away — and let’s turn your plans into milestones.
Frost Business
Savings Account
A safe place for an emergency fund or begin saving for different goals.
- Interest paid quarterly
- Unlimited lobby and Frost ATM withdrawals
- Two free withdrawals per month
- Free online transfers to and from your Frost checking account
- Use as overdraft protection for your Frost checking account
Frost Business
Money Market
Earn more and access cash when you need it.
- Earn interest based on tiered amounts
- Six free withdrawals of any kind are allowed per statement cycle
- Free imaged checks
Frost Business High Yield
Money Market
Enjoy a greater return that lets your business grow.
- Get all the features of the Frost Business Money Market Account, with a higher interest rate based on tiered amounts
- Available to Business Checking, Business Checking Plus and Analyzed Checking customers
Frost Business
Certificate of Deposit
Give your business predictable, guaranteed returns.
- No monthly service charge
- Competitive interest rates, guaranteed until maturity
- Automatically renewable at the effective rate at maturity
Take funds further with higher rates
Here at Frost, we’re committed to higher rates. Because a true partnership means being part of your success. See just how we stack up to other banks.
| Frost
Annual Percentage Yield (APY)
|
Bank of America
Annual Percentage Yield (APY)
|
Chase
Annual Percentage Yield (APY)
|
Wells Fargo
Annual Percentage Yield (APY)
|
|
|---|---|---|---|---|
|
$0-14,999.99 |
0.40% | 0.01% | 0.01% | 0.01% |
|
$15,000 and over |
0.60%
|
0.01%
|
0.01%
|
0.01%
|
Data for Frost Bank provided by Frost Bank
All Bank of America, Chase, and Wells Fargo rate data shown for an equivalent account of $1-$25,000
Frost Annual Percentage Yield effective as of 11/23/2024. Fees could reduce the earnings on the account.
The interest rate and annual percentage yield may change at any time at our discretion.
Data for Bank of America, Chase, and Wells Fargo provided by:
Information effective 11/20/2024
|
Frost
Annual Percentage Yield (APY)
|
Bank of America
Annual Percentage Yield (APY)
|
Chase
Annual Percentage Yield (APY)
|
Wells Fargo
Annual Percentage Yield (APY)
|
|
|---|---|---|---|---|
$0.00 - $24,999.99 |
1.10%
|
0.01%
|
0.01%
|
0.01%
|
$25,000 - $49,999.99 |
1.10%
|
0.01%
|
0.01%
|
0.01%
|
$50,000 - $99,999.99 |
1.30%
|
0.01%
|
0.01%
|
0.01%
|
$100,000 - $249,999.99 |
1.40%
|
0.01%
|
0.01%
|
0.01%
|
$250,000 - $999,999.99 |
1.50%
|
0.01%
|
0.01%
|
0.01%
|
$1,000,000 - $2,499,999.99 |
1.80%
|
0.01%
|
0.01%
|
0.01%
|
$2,500,000 - $9,999,999.99 |
1.90%
|
0.01%
|
0.01%
|
0.01%
|
$10,000,000 - $19,999,999.99 |
1.90%
|
0.01%
|
0.01%
|
0.01%
|
$20,000,000 and Over |
1.90%
|
0.01%
|
0.01%
|
0.01%
|
The interest rate and Annual Percentage Yield may change at any time at our discretion. Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 11/23/2024. Fees could reduce the earnings on the account.
Data for Bank of America, Chase, and Wells Fargo provided by:
Information effective 11/20/2024
|
Frost
Annual Percentage Yield (APY)
|
Bank of America
Annual Percentage Yield (APY)
|
Chase
Annual Percentage Yield (APY)
|
Wells Fargo
Annual Percentage Yield (APY)
|
|
|---|---|---|---|---|
$0.00 - $24,999.99 |
1.70%
|
0.04%
|
0.02%
|
0.05%
|
$25,000 - $49,999.99 |
1.70%
|
0.04%
|
0.02%
|
0.05%
|
$50,000 - $99,999.99 |
1.75%
|
0.04%
|
0.02%
|
0.05%
|
$100,000 - $249,999.99 |
1.85%
|
0.04%
|
0.02%
|
0.05%
|
$250,000 - $999,999.99 |
2.02%
|
0.04%
|
0.02%
|
0.05%
|
$1,000,000 - $2,499,999.99 |
2.80%
|
0.04%
|
0.02%
|
0.05%
|
$2,500,000 - $9,999,999.99 |
2.95%
|
0.04%
|
0.02%
|
0.05%
|
$10,000,000 - $19,999,999.99 |
3.10%
|
0.04%
|
0.02%
|
0.05%
|
$20,000,000 and Over |
3.30%
|
0.04%
|
0.02%
|
0.05%
|
The interest rate and Annual Percentage Yield may change at any time at our discretion. Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 11/23/2024. Fees could reduce the earnings on the account.
Data for Bank of America, Chase, and Wells Fargo provided by:
Information effective 11/20/2024
| Frost
Annual Percentage Yield (APY)
|
Bank of America
Annual Percentage Yield (APY)
|
Chase
Annual Percentage Yield (APY)
|
Wells Fargo
Annual Percentage Yield (APY)
|
$1,000 to $99,999.99 |
3.70%
90 Day
|
4.00%
90 Day
|
3.25%
90 Day
|
2.01%
90 Day
|
|---|---|---|---|---|
|
3.30%
180 Day
|
0.03%
180 Day
|
1.50%
180 Day
|
2.01%
180 Day
|
|
|
2.95%
12 Month
|
0.03%
12 Month
|
3.00%
12 Month
|
2.76%
12 Month
|
|
|
2.60%
24 Month
|
0.03%
24 Month
|
2.00%
24 Month
|
2.27%
24 Month
|
| $100,000 and over | |||
|---|---|---|---|
|
1.85%
14 Day
|
0.03%
14 Day
|
0.02%
14 Day
|
not offered
14 Day
|
|
1.95%
30 Day
|
0.03%
30 Day
|
0.02%
30 Day
|
not offered
30 Day
|
|
2.00%
60 Day
|
0.03%
60 Day
|
1.75%
60 Day
|
not offered
60 Day
|
|
4.15%
90 Day
|
4.00%
90 Day
|
3.75%
90 Day
|
2.01%
90 Day
|
|
3.80%
180 Day
|
0.03%
180 Day
|
1.50%
180 Day
|
2.01%
180 Day
|
|
3.40%
12 Month
|
0.03%
12 Month
|
3.25%
12 Month
|
3.26%
12 Month
|
|
3.15%
24 Month
|
0.03%
24 Month
|
2.00%
24 Month
|
2.76%
24 Month
|
| $500,000 and over | |||
|---|---|---|---|
|
4.30%*
90 Day
$500,000+ |
4.00%
90 Day
$500,000+ |
3.75%
90 Day
$500,000+ |
2.01%
90 Day
$500,000+ |
*This rate is available to new CDs opened during the promotion. CDs opened prior to 5/1/2023 that are up for renewal during the promotion period are not eligible to receive this special rate.
Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 11/23/2024. Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal.
Data for Bank of America, Chase, and Wells Fargo provided by:
Information effective 11/20/2024
Experience the Frost difference
At our core, we're just people helping people.
We're passionate about supporting your financial goals, keeping your money accessible, and offering help when you need it.
Real human support
Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (866) 376-7889.
Easy access to your money
Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County.
Providing peace of mind
Our technology and security tools like freezing your card in the app or customizing debit card alerts are designed to help you feel more in control of your own money.
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