Personal Banking / Personal Loans

Our personal loans come with a personal touch

Whether you need to borrow for a home improvement project, unexpected expenses or education, you get more than just competitive rates and flexible options with Frost. You get a relationship. So you'll have someone in your corner who will take the time to understand your unique needs, find the right solution and support you each and every step of the way.

Elizabeth E. Customer since 1995

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If you’re not sure which loan is right for your needs, our Loan Selection Tool can help guide you.

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Home Equity and Home Improvement Loans

Home Equity Line of Credit

Access the money you need, when you need it

Put your home's equity to work and gain easy, flexible access to a revolving line of credit and pay interest only on the amount you borrow.

The loan can go toward almost anything, such as:

Home remodeling
Debt consolidation
Unexpected expenses

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Home Equity Loans

Borrow for whatever you want, all at once

Whether you’re tackling projects on a budget or making a major purchase, use the equity in your home to secure a one-time lump sum for any financial goal — all at a lower interest rate than most other banks.

You can use the money for whatever you need, including: