BUSINESS CHECKING OPTIONS / BUSINESS CHECKING ACCOUNT
Frost Business Checking Account
No two businesses are exactly the same. Whether you’re looking for a simple way to manage your cash or you have more complex banking needs, we have an account for you.
monthly service charge
monthly service charge
when you meet any one of the following:
- $1,500 minimum daily balance in the account OR
- Have a $15,000 combined average daily balances of business deposit accounts under the same business name OR
- A minimum of $1,000 net spending on your linked Frost Visa Business Debit Card posted per statement cycle OR
- Have a Frost Business Checking Plus Account in the same business name
Frost Business Checking Account features
- 200 non-electronic items plus unlimited electronic deposits and withdrawals at no charge
- $5,000 in cash processing per month at no additional charge
- Frost Business Savings Account with no monthly service fee to help save for the future
- Frost Visa Business Debit Card
Nationally recognized for excellence
We're proud to have received multiple Greenwich Awards, recognized as the most prestigious award in banking, but the true measure of our success as a business is how we help you grow yours.
Experience the Frost difference
At our core, we're just people helping people.
We're passionate about supporting your financial goals, keeping your money accessible, and offering help when you need it.
Real human support
Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (866) 376-7889.
Easy access to your money
Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County.
Providing peace of mind
Our technology and security tools like freezing your card in the app or customizing debit card alerts are designed to help you feel more in control of your own money.
See what our business customers say about us
We go above and beyond to be a trusted advisor in all aspects of your business. On the journey ahead, you can feel good knowing you always have a bank ready to meet your needs.
Item Processing
Total Items Processed | |
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0-200 | $0 |
201+ | $0.35 per item |
Cash Processing
Total Cash Processed | |
---|---|
$0-$5,000.00 | $0 |
$5,000.01+ | $0.25 per $100, rounded down |
Frost ATMs | $0 |
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Pulse Point–of–Sale Terminals | $0 |
H–E–B®, Corner Store, and Circle K Locations in Texas | $0 |
Non–Frost ATMs | $2 for any Transfers or Withdrawals while using a non-Frost ATM, plus any fees the ATM owner charges |
Notice regarding ATM fee by others – If you use an automated teller machine that is not operated by us, you may be charged a fee by the operator of the machine and/or an automated transfer network and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.
Overdrafts Created by: check, in-person withdrawal, ATM withdrawal or other electronic means | $35 for each item presented for payment we pay that overdraws your account more than $5, up to a maximum fee of $175 per day |
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Non-sufficient Funds | $35 per item - If we determine, in our sole discretion based on information provided when the withdrawal or debit is presented to us for payment, that the Item is being represented for payment (meaning it was previously presented for payment and returned unpaid), we will not charge you an additional fee if your Current Balance is less than the amount needed to pay the Item and we return it due to non-sufficient funds. However, if we do not determine that the withdrawal or debit is a represented Item and we return it due to non-sufficient funds or we pay the Item that results in an overdraft, you will be charged the corresponding fee. |
Overdraft Protection Transfer, Each Advance from: • Another deposit account • Line of credit (subject to credit approval) |
|
Check Certification | $10 |
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Check Order | Fee varies |
Cashier's Check | $5 per item |
Money Order | $5 per item |
Return Item | $5 per item |
Stop Payment | $30 per item |
Outgoing wire transfer | Fee varies |
Incoming Wire Transfer | $15 |
Domestic Collection Item | $20 per item |
Foreign Collection Item | $40 per item |
Hold Mail at Financial Center for Pick Up | $10 per month |
Signature Verification | $3 per month, plus $0.10 per item |