Frost Savings Account
The Frost Savings Account is the perfect way to start building good savings habits. It’s a safe place for an emergency fund or to begin bucketing funds as you’re saving for different goals.
- Maintain a $100 minimum daily balance in this account
- One account owner is under age 25
- Own a Frost Plus Account or Frost Premium Account
- Deposits totaling $10 or more made to this account monthly
OR
Higher rates worth your interest
See how our rates stack up against other banks
| Frost
Annual Percentage Yield (APY)
|
Bank of America
Annual Percentage Yield (APY)
|
Chase
Annual Percentage Yield (APY)
|
Wells Fargo
Annual Percentage Yield (APY)
|
|
|---|---|---|---|---|
|
$0-14,999.99 |
0.30% | 0.01% | 0.01% | 0.01% |
|
$15,000 and over |
0.50%
|
0.01%
|
0.01%
|
0.01%
|
Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 12/22/2024. Fees or withdrawals could reduce the earnings on the account.
Data for Bank of America, Chase, and Wells Fargo provided by: 
Information effective 12/18/2024
Data for Frost Bank provided by Frost Bank
Frost Annual Percentage Yield effective as of 12/22/2024. Fees or withdrawals could reduce the earnings on the account.
Data for Bank of America, Chase, and Wells Fargo provided by:
Information effective 12/18/2024
Savings account additional features
- Can be used as overdraft protection for your checking account
- Deposits made before 9pm are generally available the next business day
- Transfer money to and from your account online
- Unlimited withdrawals and transfers. You are allowed two free withdrawals per month. There will be a $3.00 savings withdrawal fee for each additional withdrawal over two per month.
Bank the way you want
Enjoy higher interest with Frost
We’ve raised our interest rates to some of the highest in the industry. It’s just a little way we say kudos for being great savers.
We understand mistakes happen and emergencies can occur
Good news, you can use your Frost Savings Account or Frost Money Market Account as overdraft protection for your Frost personal checking account to cover those items.
The only time we’ll leave you in the dark
Our dark mode is designed to reduce eye strain in low-light environments. And it looks cool, too.
Here are a few ways to put your
Frost Savings Account to good use
The funds you deposit here stay liquid so you can access your money to do things like:
Cover auto repairs
Take on house projects
Pay cash for that bike you’ve been eyeing
Experience the Frost difference
At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.
