Frost Under 25 account
The Frost Personal Account is more than an everyday checking account. It’s the beginning of a financial partnership. We champion an approach where everyone can succeed — especially students and young Texans. That’s why we’re now offering no monthly service charge on the Frost Personal Account for everyone under age 25.
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- Direct deposit totaling $100+ per month OR
- Keep a minimum daily balance of $1,000 OR
- Combined average daily balance in personal accounts of $5,000
The benefits of banking with Frost begin here
- No monthly service charge for account owners under the age 25
- $100 overdraft grace
- Access to direct deposits up to two days earlier
- Deposits made before 9 pm CT generally available next business day
- Bank anytime with our mobile app
- 1,700+ ATMs including H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in North Texas
It’s about getting you the best savings interest rates
Interest rates continue to rise and we keep working quickly to pass those rates on you. At Frost, having higher savings interest rates is a priority for us. It’s one of the many ways we put our customers first and help them grow financially.
Ready to open a checking account online?
We’ll take care of everything to make it easy to open your checking account with Frost. Have these things handy.
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Social Security Number
We're required by federal law to collect your SSN
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Government-issued photo ID
This can be a driver’s license, state ID or U.S. military ID for each account signer
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Minimum opening deposit
You’ll need to make an initial deposit of $50 or more
If you’re under 18 years of age or if you would like to open a joint account, please visit your nearest Frost financial center.
Open nowExperience the Frost difference
At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.
Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (800) 513-7678 or schedule an appointment to see us in person during business hours.
Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County.
Our technology and security tools, like freezing your card in the app or customizing debit card alerts, are designed to help you feel more in control of your own money.
When you have an account with Frost, you have a relationship with Frost. We’ll answer the phone when you call 24/7, right here in Texas. Don’t take our word for it. Here’s what our customers have to say about us.
There are no surprises charges, they’re always there to help people. I’ve always been very happy with Frost
This sounds so silly, but i love my bank. I love the friendliness, I love the customer service, I love how they treat you the same regardless of if you have $10 or $10 million.
I love the ability to contact customer service 24/7 and now many of the issues I have are fixable on my app.