personal checking options / frost under 25 account
Frost Under 25 Account
The Frost Personal Account is more than an everyday checking account. It’s the beginning of a financial partnership. We champion an approach where everyone can succeed — especially students and young Texans. That’s why we’re now offering no monthly service charge on the Frost Personal Account for everyone under age 25.
Open an Under 25 Accountmonthly service charge with one account owner under 25
- Direct deposit totaling $100+ per month OR
- Keep a minimum daily balance of $1,000 OR
- Combined average daily balance in personal accounts of $5,000
The benefits of banking with Frost begin here
- No monthly service charge for account owners under the age 25
- $100 overdraft grace
- Access to direct deposits up to two days earlier
- Deposits made before 9 pm CT generally available next business day
- Bank anytime with our mobile app
- 1,700+ ATMs including H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in North Texas
It's about getting you the best savings interest rates.
Interest rates continue to rise and we keep working quickly to pass those rates on to you. At Frost, having higher savings interest rates is a priority for us. It's one of the many ways we put our customers first and help them grow financially.
Get your hands on your direct deposits up to two days earlier
We're making direct deposits available up to two days earlier in any Frost personal checking account. So whether you're paying bills or building savings, you're worrying less and doing more with what's yours. We post qualifying direct deposits throughout the day as we receive notification the payment is coming in.
Social Security Number
We're required by federal law to collect your SSN
Government-Issued Photo ID
This can be a driver’s license, state ID or U.S military ID
Minimum Opening Deposit
You’ll need to make an initial deposit of $25 or more
If you’re under 18 years of age or if you would like to open a joint account, please visit your nearest Frost financial center.
Why Frost?
At our core, we’re just people helping people. We’re passionate about supporting your financial goals, keeping your money accessible and offering help when you need it.
Real human support
Here for you all day. And all night. Don’t let your financial questions or concerns make you lose sleep. Give us a call 24/7 at (800) 513-7676, or schedule an appointment to see us in person during business hours.
Easy access to your money
Enjoy fee-free ATM withdrawals at H-E-B and Circle K locations statewide, plus CVS and Walgreens stores in Dallas and Tarrant County.
Providing peace of mind
Our technology and security tools including freezing your card in the app or customizing Debit Card Alerts are designed to help you feel more at ease that you can monitor your own money.
