A successful job usually begins with the right tools. If you need gear for more than a short time, buying it through a finance lease is often a smart choice. Financing helps businesses acquire what they need immediately while spreading out the payments.

Frost can offer your business 100% financing with no down payment requirement on new or used equipment such as:

• Patrol and first responder vehicles
• School buses
• Construction machinery
• Equipment trailers
• Fleet vehicles

Leasing Options

Frost offers a variety of leasing options that make it easy for your business to acquire the equipment it needs, when it needs it.

• With a Capital Lease, the lessee owns the equipment and therefore takes depreciation. It offers 100%, fixed-rate financing, with terms ranging from two to 10 years, depending on the economic life of the asset.
• A TRAC Lease (Terminal Rental Adjustment Clause) is designed for commercial vehicles and has the advantages of a Tax Lease, plus a fixed-purchase option at the end of the term.
• A Municipal Lease provides a financing option to meet specific needs for government entities.